One plan covers all three bureaus today. More tiers are on the way — but you'll only ever pay for what's actually live.
Guardian Plus and Guardian Premium are in development and are not yet available for purchase. Features shown for those tiers are illustrative and will be finalized before they launch. We never charge for features that aren't live.
Enter your details and choose the Guardian plan.
Answer a few secure identity questions so we can safely access your credit files.
Your dashboard opens with all three scores and reports, and monitoring begins.
Before you enroll, here's exactly what you're agreeing to:
Please check the authorization box above to continue.
Free annual credit reports are available at AnnualCreditReport.com or 877-322-8228, the only source authorized under federal law. Score Guardians is not affiliated with that program or with any credit bureau or government agency. Credit scores provided are educational VantageScore 3.0 scores (300–850 range) and may differ from the scores lenders use. Score Guardians is a credit monitoring service and is not a credit repair organization. By enrolling you agree to the Terms of Service and Privacy Policy.
Equifax, Experian, and TransUnion — side by side, refreshed monthly.
The full report behind every score, anytime you want it.
We watch all three files around the clock and alert you the moment anything changes.
How billing works, how to cancel, and what's included — answered in our Membership FAQ.