Score Guardians watches Equifax, Experian, and TransUnion around the clock and brings all three of your credit scores and reports into one console — so nothing changes without you knowing.
$19.99/month, auto-renews until you cancel. Cancel anytime online. Free annual reports are available at AnnualCreditReport.com — the only federally authorized source; Score Guardians is not affiliated with it.
One membership covers all three bureaus — the scores, the reports, and the monitoring that watches them.
See your score from Equifax, Experian, and TransUnion side by side. Lenders pull different bureaus — now you're covered on every one.
Open the full report behind every score and read the tradelines, balances, and inquiries that shape it.
We watch all three reports every hour of every day. The moment something changes, you'll know.
New inquiry, new account, or a balance swing — get an alert the moment it shows up on any of your three files.
Your profile refreshes every month, so your scores and reports always reflect where you actually stand.
Plain-language answers to what moves a score and how credit really works — no jargon, in our Credit FAQ.
Create your account and choose your plan. It takes about two minutes.
Answer a few secure identity questions so we can safely pull your files — standard for any credit service.
Your dashboard lights up with all three scores and reports, and monitoring takes over from there.
Most services show you a single bureau and call it done. Your three reports rarely match — a change on one can be invisible on another. Score Guardians guards all three at once.
| Feature | Score Guardians | Single-bureau apps |
|---|---|---|
| Scores from all 3 bureaus | ✓ | — |
| Reports from all 3 bureaus | ✓ | — |
| 24/7 three-bureau monitoring | ✓ | — |
| Monthly profile refresh | ✓ | — |
| Unlimited access, any device | ✓ | ✓ |
Equifax, Experian, and TransUnion — monitored simultaneously, every hour of every day.
A hard inquiry, a new account, a balance change — you get an alert as soon as it appears.
Every alert links to plain-language context so you can tell routine activity from something worth a second look.
Credit activity doesn't keep business hours, and neither do we. Score Guardians keeps a constant watch on all three of your reports and tells you the instant anything moves.
All three bureaus, full monitoring, no surprises — for $19.99 a month.
Everything you need to watch all three bureaus.
What you're agreeing to: Your membership is $19.99 per month. Billing begins when you enroll and automatically renews every month until you cancel. You can cancel anytime online from your account — it's as easy as signing up. See full Terms and Cancellation Policy.
Credit scores shown are educational VantageScore 3.0 scores (300–850) and may differ from the scores lenders use. Sample scores on this page are for illustration only. Score Guardians is a credit monitoring service and is not a credit repair organization.
"Seeing all three credit scores and reports in one place — and getting alerted the moment something changes."Illustrative example — not an actual member review
See every score, read every report, and get alerted the moment anything changes.
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